Customers
In developmentPeople and households
A single identity, designed to open the services you choose.
- Verify once, reuse with consent
- Authorise payments yourself
- A clear, private record
Solutions
Built for everyone money moves through
Four groups shape the platform — and one verified identity serves them all.
At a glance
Who we're building for
Merchants
In developmentBusinesses and shops
Accept payments and reconcile under one business identity.
- Accept at the till
- Track activity and receipts
- One business identity
Agents
In developmentCash-in / cash-out network
Assisted cash services with the customer always in control.
- Assisted cash-in and cash-out
- Customer authorises on-device
- Float visibility and controls
Financial Partners
PlannedBanks & mobile money
A connection layer designed to interoperate with licensed providers.
- Standard, auditable connections
- Authorisation before value moves
- Interoperability by design
Customers
People and households
In development
A personal identity and wallet for everyday money — anchored to the person, not a phone number.
In development
- Identity onboarding
- Customer wallet with server-owned balances
- Send and receive between SwitchPesa identities
- Financial PIN authorisation on your own device
On the roadmap
- Reuse one identity across more services
- Provider-backed verification, subject to authorisation
Merchants
Businesses and shops
In development
Accept payments and keep business activity together under a single merchant identity.
In development
- Merchant activation with a public business ID
- Payment acceptance at the till
- Activity list and receipts
- Merchant QR to initiate a customer payment
On the roadmap
- Settlement to external accounts
- Refunds, disputes and richer reporting
Agents
Cash-in / cash-out network
In development
Serve customers in person. The agent assists; the customer always authorises on their own device.
In development
- Assisted cash-in and cash-out with customer authorisation
- Agent float and till-cash management
- Float funding requests
On the roadmap
- Float management with licensed partners
- Wider agent network and performance tooling
Financial Partners
Banks & mobile money
Planned
A provider-agnostic connection layer designed to interoperate with licensed banks and mobile money providers.
In development
- Connection layer architecture
- Authorisation-before-value model
On the roadmap
- Bank and mobile-money connectivity under agreement
- Regulatory-aligned partner onboarding
SwitchPesa is in active development. What you see here previews what we are building, not a live financial service.
Get in touch
Let's talk about the future of financial access
Partners, regulators and builders — we'd welcome the conversation.